to our Online Press Center for media and journalists with our latest press releases and downloads.
If you would like to receive our latest press releases automatically, just sign up for our mailing list here:
An exclusive service for media journalists
Via the Press Center, you have access to our press releases and press download area. Utilization of the prepared content is free of charge. With the use of our Online Press Center, you offer an undertaking to only use the content and materials on offer for the purpose of your professional editorial and journalistic activities. Unless subject to a different agreement, basically the photographic material, data and information have been released solely for employment by journalists and press employees.
Right of use and purpose
Within the framework of a simple right of use, the content may only be used for the stated purpose to which the respective materials relate. As a rule, content may be downloaded free of charge and used within the scope of reporting for purposes comprised by press releases, articles in the print media, film and television reports, and publications in the online, mobile and multi-media. Additional utilization for commercial purposes of any description, or private advantage, in particular for advertising, is not permitted and expressly forbidden.
Content and material may be processed and altered, as long as its clear recognition is guaranteed and no changes are made to the content that might possibly result in a meaning other than that originally intended. The content may not be used in a form that distorts its meaning and alienation of the material is not permitted. This does not apply for separately marked content which due to legal restrictions must not be changed.
The right of use is limited to the period during which the content is available in the Press Center and in spatial terms, to the geographical area of the activities of our company. Use of the content in an objectionable or illegal context is not permitted and must desist.
Transfer and duplication
The transfer and/or duplication of the content to/for third parties is not allowed unless absolutely essential within the scope of the stated purpose. The electronic storage of pictorial data, data transfers and all other forms of duplication are only permitted in the course of standard production procedures and during employment that is lawful and in accordance with the intended use. You, or a third party, are forbidden to employ, store or download content as part of a service that is similar to, or replaces, that which we offer.
Copyright, personal rights and legal notice
All content, as well as the design itself, is protected by copyright and personal rights, registered trademark rights and other statutes in connection with intellectual property rights.
All the content contained in the Press Center such as copy, photographs, videos, audio files, documents and other content offered in the system are the property of our company, its licensers or external owners, who provide content and are named in the system. When photographs, films or other images are employed, the name of our company and if existent the proven copyright notice, and/or the name of the photographer or agency are to be given. This shall also apply to electronic publications.
We accept guarantee for the rights of third parties only in case of compliant handling.
Provision of service and content
We make every reasonable effort to ensure the constant provision of services and functions. However, we accept no liability for the availability of content, or access to the Online Press Center and its functionality.
The content provided is prepared without a warranty. We exclude all guarantees of completeness, satisfactory quality and suitability of the content on offer for a certain purpose. In addition, we retain the right to alter all the content contained in the Online Press Center without prior notice.
Content may contain links to other websites. We have no control over the web sites of third party providers and are not responsible for their content or any losses or damages that you may incur from the use of such third party provider websites.
Registration and access
Information that is employed within the scope of entry to the press mailing list or a registration for a press log-in must be made on the basis of correct and current data, correspond with the truth and be complete. If necessary, the information should be updated.
(You are obliged to maintain the secrecy of the access data provided to you and to provide immediate notice in the case of its loss. The security of this user identification is your responsibility. You shall be liable for any use of the services an content on offer and all actions undertaken with your user identification until you have informed us of its loss and/or supposed improper use.)
We retain the right to refuse acceptance into the press mailing list at our own discretion, to block registration to the press login and to refuse access to and/or the use of the services and content on offer.
Should you prepare a report on the basis of the content provided, we would be very pleased if you would send us a free, specimen example of the publication to the following address or a link via e-mail.
UNIQA Group Communication
Untere Donaustraße 21
We trust that our press service will provide your work with the best possible support and look forward to your report.
2021 was mainly defined by a strong recovery from the COVID-19 crisis, for the economy as a whole and on the financial markets. This was mainly thanks to the largely successful counter-strategies for curbing the pandemic in combination with unprecedented monetary and fiscal support on both sides of the Atlantic. Internationally, 2021 was also a year of historic storm damage. “Despite high payments to customers for damage caused by storms, as a Group we had an excellent 2021 with strong growth, particularly in CEE, a very positive business performance, an encouraging trend in profitability and good investment results,” said Kurt Svoboda, CFO/CRO of UNIQA Insurance Group AG. UNIQA’s regulatory Solvency II ratio, an indicator of its capitalisation, was a good 196% as at 31 December 2021.
Since it began on 24 February 2022, the Russian Federation’s attack on neighbouring Ukraine has not only caused a humanitarian catastrophe, but also cast a shadow over the economic recovery from the COVID-19 pandemic. “Given our business performance in the past year, the positive development in the underwriting result and the ongoing implementation of the ‘UNIQA 3.0 – Seeding the Future’ growth programme, we at UNIQA are fundamentally optimistic for 2022,” Svoboda continued. However, owing to the Russian Federation’s war of aggression against Ukraine, all forecasts for the current year are subject to a high level of uncertainty. The further repercussions of the war for the development of the economy as a whole, particularly in Europe, the state of future ECB policy, the response on the capital market and inflation are difficult to predict at this time.
Report on solvency and financial position: Publication in May 2022
The verified regulatory capital requirement ratio will be published in mid-May in the report on solvency and financial position. In conjunction with Solvency II, besides the regulatory defined standard formula, there is an option for insurance companies to use an internal model to calculate the risk capital requirement. UNIQA has been using such a model for the actuarial risk of property and casualty insurance since 2017. The Austrian Financial Market Supervisory Authority approved the extension of the model to include market risks in 2019. Hence, the extended model was used to calculate the capital ratio for the third time for the 2021 financial year.
The regulatory capital ratio, for which UNIQA does not utilise transitional provisions, is the ratio of own funds of EUR 5,314 million (2020: EUR 4,471 million) to the own funds requirement of EUR 2,714 million (2020: EUR 2,628 million). Particularly secure Tier 1 capital (core capital) currently accounts for 79% of UNIQA’s own funds.
2021 annual report “living better together” published
The annual report for the 2021 financial year was also published today at https://reports.uniqagroup.com/2021/ar.
UNIQA GroupThe UNIQA Group is one of the leading insurance companies in its core markets of Austria and Central and Eastern Europe (CEE). Around 22,400 employees and exclusive sales partners serve almost 16 million customers across 18 countries. UNIQA is the second largest insurance group in Austria with a market share of about 21 per cent. In the CEE growth region, UNIQA is present in 15 markets: Albania, Bosnia and Herzegovina, Bulgaria, Croatia, the Czech Republic, Hungary, Kosovo, Montenegro, North Macedonia, Poland, Romania, Russia, Serbia, Slovakia and Ukraine. In addition, insurance companies in Switzerland and Liechtenstein are also part of the UNIQA Group.
© UNIQA Group 2021